Insurance & Fees

At Now and Beyond Counseling, we believe that mental health care should feel accessible, transparent, and supportive. We are committed to helping clients understand their financial options and providing clear information about fees, insurance, and payment expectations.

Insurances Accepted

We are currently in-network with:

• Highmark
• Aetna
• Independence

If you plan to use insurance, we encourage you to contact your insurance provider directly to verify your mental health benefits, deductible information, copay responsibilities, and coverage details prior to your first appointment.

Self-Pay Session Rates

For clients choosing private pay or those using out-of-network benefits, our standard session rates are:

• Standard Session Rate: $150 per session
• Supervised Clinician Rate: $115 per session

Sliding Scale Options

We understand that therapy is an investment in your well-being, and we strive to offer flexible options when possible. Sliding scale rates may be available based on annual household income.

Sliding Scale Rates

• Family income under $50,000 annually: $85 per session
• Family income between $51,000–$79,000 annually: $100 per session
• Family income between $80,000–$99,000 annually: $120 per session
• Family income of $100,000 or more annually: $150 per session

Please contact us if you would like to discuss sliding scale availability or determine the best option for your situation.

Out-of-Network Benefits

If we are not in-network with your insurance provider, you may still be able to receive reimbursement through your out-of-network benefits.

We can provide a superbill for services and are happy to help guide you through the reimbursement process. Coverage and reimbursement rates vary by insurance provider and individual plan.

Good Faith Estimate Notice: Your Right to Receive a Good Faith Estimate

Under federal law, health care providers are required to provide clients who are uninsured or not using insurance with a Good Faith Estimate of expected charges for medical and mental health services.

You have the right to receive a written Good Faith Estimate for the total expected cost of non-emergency services before scheduling an appointment or beginning treatment.

If you receive a bill that is at least $400 more than your Good Faith Estimate, you may dispute the bill.

We encourage you to keep a copy or photo of your Good Faith Estimate for your records.

For more information about your rights under the No Surprises Act, please visit:
https://www.cms.gov/nosurprises

You may also call:
1-800-985-3059

Privacy & Confidentiality

Now and Beyond Counseling is committed to protecting your privacy and maintaining confidentiality in accordance with HIPAA guidelines and applicable privacy laws. Additional information regarding privacy practices can be found in our Privacy Policy and intake documentation.

Questions

If you have questions about fees, insurance coverage, payment options, or scheduling, please contact us. We are happy to help you better understand your options and make the process as simple as possible.